Morrowmix / Portfolio studio
Private on your device
Tomorrow has more than one shape

Give your future a little more shape.

Explore ETF mixes, compare their history, and test what comes next.

A starting point, thoughtfully researched

Find a mix that matches your mindset.

Five risk profiles. Transparent assumptions. Yours to customize.

Loading researched mixes…

Research candidates, not universal recommendations. VTI excluded.
✧Your money, a new perspective. This is a playground for possibilities. Future returns are hypothetical.

The bigger picture

See what consistency could build over time.

Hypothetical balance in 30 years
—
Your projection
⚑Next destination$1,000,000Exploring your path
Your scenario Bear / bull examples Money contributed
Money you put in—
Hypothetical growth—
Your mix’s future growth estimate—
Hover or tap the graph to see bull, base and bear balances. With keyboard focus, use the arrow keys to move by year. Bull and bear use each yearly estimate plus or minus 3 percentage points. They are not best- or worst-case limits. Actual results can fall outside these lines.

Set your starting point

Every journey starts somewhere.

⌁
$
$0$10,000
1 year60 years
Fine-tune assumptions ＋
↗

Time and steady contributions can matter as much as the mix you choose.

Make it your mix

Set your share of each investment, then try a future growth estimate.

100%allocated

Your portfolio recipe

✓ All 100% accounted for
Compare side by side

Past returns are not guaranteed. Choose a period to try, or compare all three below.

How these numbers work

All past results end September 30, 2026 and include dividends reinvested. The 1-year number is total growth. The 5- and 10-year numbers show growth per year, including growth on earlier gains.

¹ “Past yearly growth” uses October 30, 2020 through September 30, 2026 for every investment. Choose a period below to copy its returns into your future estimates. The same-period option uses these shared dates. The 1-year option repeats one year’s growth every year in the example; that can give very large results.

Your future estimate is a guess you can change. Past returns are not guaranteed. Newer funds may not have 10 years of history. Cash and custom investments may have no data. Source: Yahoo Finance adjusted prices.

ⓘ Multiple ETFs can hold the same companies. VOO, QQQM, VGT and SMH can overlap; more tickers don’t necessarily mean more diversification.
⚑

Little milestones. Big motivation.

Progress is a habit, not a high score.

A few possible futures

Save a mix, tweak a number, compare the difference.

Look back, with context

The evidence behind the mix.

Actual fund history, dividends reinvested. No added deposits.

Balance

Research reference portfolio

Annualized return—
Largest historical loss—
Annualized volatility—
Selected research mix VOO reference
A short, unusually strong equity period is not a forecast. This actual-fund sample excludes the 2000–02 and 2008 crises.
Compare all five profiles ＋
Research mixRebalanced CAGRBuy-and-hold CAGRVolatilityMax drawdownWorst full yearWorst rolling 3 yr*

*Annualized; overlapping rolling periods. A dash means insufficient history. Buy-and-hold allows weights and risk to drift. Later-period checks are retrospective diagnostics, not prospective proof.

Download selection methods ↗Download reproducible data ↗
Look ahead, with perspective

One mix. Many possible paths.

A separate simulation using your current mix and starting inputs.

Preparing the scenario engine…

2,000 joint block-bootstrap paths. Percentiles and probabilities depend on assumptions; actual results may fall outside the range. Annual rebalancing here; monthly rebalancing in the deterministic calculator above. No taxes or trading costs.

Learn as you grow

Different chapters. Different priorities.

Age is a starting point. Your goals, time horizon and ability to handle loss matter more.

Explore Investor.gov ↗